Digital Wallet — Terms of Service

Effective 23 September 2026 · Digital Wallet is a MyDoller tool. The MyDoller Terms of Service apply to it; this page adds the few points specific to the wallet.

1. What Digital Wallet is

A free app to keep photos of your cards and IDs in one place, encrypted in your own Google Drive, with lost-card hotlines for major banks. It is free today; if paid plans start later you will get at least 30 days’ notice (see the MyDoller Terms).

2. What it is not

• It is not a payment card and cannot be used to pay.
• It is not an official ID. A photo of an ID in the app does not replace carrying the real document where the law requires it.
• It does not store CVV / security codes. Bank cards are saved from the front photo only.

3. Your responsibilities

• Keep your Google account secure (turn on 2-Step Verification) — your wallet is as secure as your Google Drive.
• Choose a PIN others cannot guess, and keep your phone locked.
• If you use “Download my cards”, the file is not encrypted; store it safely and delete it when done.
• Only add cards and documents that belong to you or that you are allowed to keep.

4. Your data stays yours

Your cards live in your Google Drive, not with us. That means we cannot see them — and we also cannot recover them if you delete them or lose access to your Google account. Suspension of a MyDoller account never hides your own cards: you can always view, export and delete them.

5. Bank hotlines

Phone numbers are provided for convenience and may change. Always confirm with your bank (for example, the number on its official website or the back of your card) — we are not responsible for calls to outdated numbers.

6. Everything else

Gift Points, acceptable use, warranty, liability, governing law (Alberta, Canada) and contact details are in the MyDoller Terms of Service.

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